A COMPARATIVE ANALYSIS OF HDFC BANK'S FINANCIAL PERFORMANCE IN AN EMPIRICAL STUDY

Abstract

This study was conducted to determine the financial results of HDFC Bank. The Reserve Bank of India (RBI) has granted HDFC one of the first "theoretical" approvals to open a bank in the private sector. The bank now has an impressive network of branches in more than 4,805 locations across India. All branches are connected in real time via the Internet. Telephone banking is available to people in more than 500 places. In addition,the bank has a network of more than 12,860 connected ATMs located in 2,657 cities and towns. HDFC Bank offers a range of services and products, including wholesale and retail banking, treasury and investment banking. The above financial performance of the bank was evaluated over the last five years, namely 2017 , 2018, 2019, 2020, and 2021. The data were evaluated using ratio analysis, which shows the current ratio, cash position ratio, fixed assets ratio, debt includes-equity ratio, and proprietary ratio, and each ratio has an explanation. To summarize this article, the financial strength of the bank is enough.