dc.contributor.author | Khan, Yasmin -19GSFC1030004 | |
dc.contributor.author | Bhati, Ashu - 19GSFC1030002 | |
dc.contributor.author | Wajid, Dr. ABDUL Supervisor | |
dc.date.accessioned | 2022-11-02T04:27:23Z | |
dc.date.available | 2022-11-02T04:27:23Z | |
dc.date.issued | 2022-04-11 | |
dc.identifier.citation | BANKING INDUSTRY | en_US |
dc.identifier.uri | http://10.10.11.6/handle/1/10407 | |
dc.description | The Reserve Bank of India serves as a centralized enterprise that monitors any inconsistencies or
flaws in the gadget. Since the nationalization of banks in 1969, public location banks, frequently
known as nationalized banks, have risen to prominence and made notable enhancements. The
necessity to emerge as greater consumer-centric has pressured the sluggish-shifting public vicinity
banks to take an additional competitive approach. Conservative banking procedures allowed Indian
banks to be protected in part from the Asian foreign money crisis thanks to the internet’s
distribution of services and products. Indian banks are currently providing a higher valuation in
comparison to banks in other Asian countries (e.g., Hong Kong, Singapore, Philippines, and so on.)
that are experiencing significant issues due to large non- performing loans. | en_US |
dc.description.abstract | It is vital for each the borrower and the lender to understand the difference among performing and
non-acting belongings. If the asset is non-performing and interest payments are not made, the
borrower's credit and multiplied possibilities can be harmed. It will then make it more tough for them
to get destiny loans.
Interest earned on loans is a primary source of profits for the bank or lender. As an give up end result,
non-acting houses might also have an negative impact on their potential to generate sufficient
earnings and, as a end result, on their widespread profitability. It is essential for banks to keep music
in their non-appearing property (NPAs), as having too many NPAs should have a negative impact on
their liquidity and potential to develop.
Non-performing residences (NPAs) can be controlled, relying on what number of there are and the
way a long way past due they are. Most banks can tackle an inexpensive level of nonperforming
assets within the short run. However, if the quantity of nonperforming belongings (NPAs) keeps
growing through the years, the lender's financial fitness and future prosperity are jeopardized. | en_US |
dc.language.iso | en | en_US |
dc.publisher | GALGOTIAS UNIVERSITY | en_US |
dc.subject | BANKING INDUSTRY | en_US |
dc.title | A COMPARATIVE ANALYSIS OF NPAS IN BANKING INDUSTRY IN INDIA | en_US |
dc.type | Article | en_US |